Business Expansion Loans

Designed for business owners with a proven track record of success and financial security, a business expansion loan provides larger-scale growth capital at competitive rates. It has advantages in speed, simplicity, and flexibility that traditional small business loans cannot match.

PREQUALIFY NOW

Complete our online form or speak with a small business specialist at (716) 558-6558

24 HOUR APPROVAL

We assess your business’s health and reach out to you with the best funding options.

RECEIVE FUNDING

Receive funds in your account in as soon as the same day, plus access to your customer portal.

Seize Opportunity With A Business Expansion Loan

Designed for business owners with a proven track record of success and financial security, a business expansion loan provides larger-scale capital for growth at competitive rates. It has advantages in speed, simplicity, and flexibility that traditional small business loans cannot match. The approval process is fast and simple, and the personalized flexibility of your funding means that we provide the right-sized capital to meet your business goals. Automatic repayments and access to your online portal provide you with the simplicity and transparency you need to focus on your business.

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MAX LOAN SIZE

Up to $250,000

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TERM LENGTH

18 or 24 months

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INTEREST RATES

Starting at 9.99%

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AUTOMATIC PAYMENTS

Weekly

Once we identify the available funding options, we’ll let you know the cost* for each option.

Rates are fixed and included in your payback quote to simplify repayments and account monitoring.

Fees

  • Origination fee: A one-time 2.5% (of total loan) set up fee, deducted from your proceeds

Qualifying Criteria

Business Expansion Loans are available to businesses throughout the U.S. which meet the following criteria:

  • 600+ FICO score
  • 3+ years in business
  • $15,000+ average monthly bank deposits**
  • $3,000+ in average daily balances

Required Documentation

  • Signed business loan agreement
  • Business mortgage statement if you own; business lease agreement if you rent
  • Unexpired government-issued picture ID of all owners
  • Bank statements—most recent 3 months
  • For loans over $100,000 we require your most recent business tax return

Pros

  • With longer, fixed-terms and specified interest rates, our business expansion loans are ideal for tackling growth initiatives
  • Unlike a bank loan, which could take months, this product allows you to take action when the opportunity arises
  • Automatic weekly payments allow you to focus on growth

Cons

  • Keeping up with fixed payments can be difficult for businesses who experience seasonality or fluctuating revenues
  • Companies who have shorter-term needs could be better suited for a working capital loan or cash advance







Simple Ways to Get Started

When you are faced with an unexpected growth opportunity, access to fast, affordable financing is essential to reaching your goals. To get started, fill out our simple online prequalification form or call our Customer Success Team at (716) 558-6558.

Subject to approval.

* Rates starting from 9.99%. Best rates available to borrowers with excellent credit and financial strength. The rate for the Business Expansion Loan is equal to the annual cost of the loan including the origination fee, expressed as a percentage.

** $15K+ avg. deposits for a three-month average and the most recent month.