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HOW TO PRE-QUALIFY

At Height Loan, we take pride in the number of small businesses we’ve provided financing to, across a wide range of different industries. To get access to our loans and working capital, you have to meet the following minimum criteria:

  • You need to have been in business for six months or more
  • FICO score must be at least 500 or above
  • Bank statements must show an average of $15,000/month in deposits for a three-month average and the most recent month

Over 90% of our applicants pre-qualify for funding, but meeting these criteria are not a guarantee of an offer of business funding. If you’re thinking you might not qualify, or if you have questions about the other financing products we offer, contact our Customer Success Team.


Easy Business Capital.

Pricing Per Dollar & Basic Qualifications

Total costs as low as 12¢ per borrowed dollar. Average cost 25¢-35¢ per borrowed dollar.

With a 6 month term, your total cost can be as low as 12¢ per dollar. Average cost is 25¢ (eg: borrow $10,000, pay back $12,500). Typical funding amount is $40,000.

With a 9 month term, your total cost can be as low as 18¢ per dollar. Average cost is 29¢(eg: borrow $10,000, pay back $12,900). Typical funding amount is $50,000.

With a 18 month term, your total cost can be as low as 19¢ per dollar. Average cost is 37¢. Typical funding amount is $75,000.

With a 12 month term, your total cost can be as low as 18¢ per dollar. Average cost is 35¢(eg: borrow $10,000, pay back $13,500). Typical funding amount is $80,000.

With a 24 month term, your total cost can be as low as 20¢ per dollar. Average cost is 42¢. Typical capital size is $130,000.

ORIGINATION FEE0%-5% of capital for your first funding (deducted from your capital advance at time of funding). Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you.
MINIMUM QUALIFICATIONS*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from Height Loan are eligible for our even lower premier rates.